FEMA Sends Warning about Time to Sue Over Coverage Disputes

On October 1, 2013, FEMA announced that it was extending the proof of loss deadline by six months for flood insurance policy claims due to Superstorm Sandy. Normally, policyholders have sixty days from the date of loss in which to provide proof of loss. However, given the extensive damage caused by Sandy, FEMA extended the deadline. On November 9, 2012, FEMA extended the deadline for 1 year. FEMA extended it again October 1, 2013 creating a new deadline of April 28, 2014.

Given these extensions, …

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Florida and Alabama Governors Join Fight Against Flood Insurance Rate Hikes

The Governors of Florida and Alabama filed an Amicus brief in a lawsuit brought by Mississippi against the federal government over flood insurance rate hikes. Mississippi filed suit just before rate hikes took effect in accordance with the Federal Emergency Management Agency’s Biggert-Waters Flood Insurance Reform Act. 

In 2012, President Barack Obama signed the Biggert-Waters Flood Insurance Reform Act into law. This act was adopted to fund the federal government’s flood insurance program which is heavily in debt. It requires yearly rate hikes for those …

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