Claim Against Vehicle Owner Key to Umbrella Coverage for Auto Loss Caused by Permissive Driver

In this insurance coverage action, Allstate  appealed from an order granting summary judgment and determining that a permissive user of a motor vehicle was covered under Allstate’s  umbrella policy.

In August 2007, Alana Proctor, the permissive driver of a vehicle owned by Neil Seiden, collided with Melanie Manzo-Pianelli. Seiden had an insurance policy with State Farm that provided $100,000 in coverage and an umbrella policy with Allstate that provided $1,000,000 in coverage. State Farm tendered its policy limits to Pianelli, and Pianelli sought to recover …

Continue Reading